"Vacation Home Buyer -Short Term Rental Community"
"We worked closely with Janice Reid and Joe White in the spring of 2008. We wanted to purchase a condo in the Orlando area that we could utilize ourselves and also rent on a short term basis. This dual purpose goal represented a bit of a challenge but the two of them worked hard to assist us in finding just the right condo. They are very knowledgeable and service oriented and were delightful to work with especially during the two weeks we were in the area. They also made the home inspection and the closing process very simple for us. This was very important as we live just north of Pittsburgh, PA. We look forward to working with them again in the event we decide to purchase another property. They are like family."
"Bill & Maureen Weigold-Mars,PA/Davenport,FL"
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Closing or Settlement >The Settlement
The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.
When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.
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| Q |
Where are church services held in the water each Sunday during July and August?
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| A |
At Half-Moon Bay, Ontario, worshippers gather in boats facing the natural stone pulpit, and hymnals are passed to the floating congregation by ushers in canoes. |
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