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Posted on July 18, 2018 - 01:59 PM
by janice white
Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
Janice is first class. We purchased this property through her, unseen until we had near completion. That is how much we trusted her. We would never do that in the UK. Therefore when we reluctantly decided to sell there was no other choice of realtor. From the initial discussions with Jan to completion this sale has been painless. We trusted Jan to find us the right buyer for the right price and she did. We had a tenant in the property who Jan worked with to secure viewings. Her easy going, pleasant manner makes her a wonderful person to work with. She knows her market and gives good advice but is never pushy. Ian and I cannot praise her too highly. We feel very lucky to have come across Jan when we tentatively entered the Century 21 offices seven years ago. Janice White is the best! We need her in the UK!